Lat Kredits LV Reviews
(Rated by 3 users)
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Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Today's Best Deals
Overall Rating
5.0
Base on 3 Reviews
Ratings by Feature
Ratings by Feature
- Shipping & Delivery4.5
- Customer Service5.0
- Good Value5.0
- Price & Quality4.0
- Return Policy4.0
Recent Customer Reviews (3)
Sirazhdi Khadzhiev
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Claudia Metzger
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Elwood Krol
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Lat Kredits LV Pricing
Loan amounts
500 - 25,000 EUR
Consumer loans
up to 25,000 EUR
Real estate loans
up to 200,000 EUR
Interest rates
from 6.9% per year
Consumer loans APR
from 2%
Auto loans APR
from 6.9%
Lat Kredits LV Pros & Cons
Pros
1
Offers a wide range of loan services including all types of loans, loan unification, and real estate buying assistance.
2
Provides an individual approach with experienced professionals in lending and real estate.
3
Aims to offer loans with the lowest possible interest rates and favorable conditions.
4
Application process is straightforward, with loan proposals provided within 10 minutes to 2 days.
5
Positive customer feedback with an excellent rating (5.00) from available reviews, indicating good customer satisfaction.
CONS
1
Lack of extensive customer reviews and ratings, with very few publicly available reviews, which may limit insight into customer experiences.
2
Not featured prominently in independent credit company ratings in Latvia, suggesting it may not be among the largest or most widely used lenders.
3
Limited online presence and transparency in terms of detailed loan terms and conditions publicly available.
4
No reviews on some platforms like Yandex, indicating low visibility or customer engagement on certain review sites.
Lat Kredits LV Features and Benefits
Features
Variety of loan types
Provides all types of loans such as consumer loans, loan unification, refinancing, loans for home renovation, auto loans, and real estate purchases, allowing customers to find tailored financial solutions in one place.
Competitive and favorable conditions
Emphasizes offering loans with the lowest possible interest rates and better terms, aiming to reduce monthly payments and overall borrowing costs.
Individual approach and professional expertise
Team consists of experienced professionals who provide personalized service to match clients’ financial needs and goals.
Fast and convenient application process
Loan applications can be submitted online or at their office, with decisions typically made within 15 minutes to 2 days depending on the loan type.
No down payment required for consumer loans
Customers can borrow up to €25,000 without needing an initial down payment, facilitating access to larger sums without upfront cash.
Clear repayment terms
Borrowers know exact monthly payment dates, amounts, and final repayment deadlines, enabling better financial planning.
Strong customer support and trust
Has helped over 36,800 clients reduce monthly payments and over 70,500 clients resolve complex financial situations, issuing over €96 million in loans.